In spite of continuous promotional efforts by banks, farmers were not aware of the facilities available under KCC. However, in a few cases there was drastic upward revision of the limit and a new card was being issued which sometimes counted again resulting in double counting and increasing the number of card issued.
Kisan Credit Card Scheme: Indian Journal of Agricultural Economics, 62 3. Arrangements for verified database of farmers will help banks in providing loan to the real needy ones.
Anjanikumar, Singh and Prabhatkumar, D.
An Overview Kisan Credit Card Scheme was introduced in to enable the farmers to purchase agricultural inputs such as seeds, fertilizers, pesticides, etc. The scope of the KCC has been broad-based to include term credit and consumption needs.
Similarly, bankers were also not very much acquainted with various operational aspects of the scheme. The banks should focus more on poor performing zones in terms of coverage of holdings such as north zone, north eastern zone and eastern zone.
The banks find it difficult to maintain data on crop-wise loan issued. All farmers including Small farmers, Marginal farmers, Share croppers, oral lessee and tenant farmers are eligible to be covered under the Scheme.
One of the factors responsible for lower limits was the high stamp duty charged on higher loan amounts. Although the model guidelines as also the schemes of banks provided for inclusion of leased-in land and exclusion of leased-out land, there were practical problems in implementing the same as the banks were not accepting the oral lease.
Since launching in Augustaround Southern Economist, June Issue. Land leased-in and leased out orally was not recorded in revenue record. Benefits of Kisan Credit Card Scheme to the farmers: About this resource This Finance essay was submitted to us by a student in order to help you with your studies.
Commercial banks had issued Mar 12, · Hencethis research paper mainly focused on quot;Kisan Credit Card Evaluating the Performance of the Kisan Credit Card – IGC The Kisan Credit Card Scheme was introduced in India in has since become a flagship programme providing access to short-term credit in the agricultural sector.
GJRA - GLOBAL JOURNAL FOR RESEARCH ANALYSIS X 1 7PMVNF *TTVF "QSJM t*44//P Research Paper Economics A Study on Execution of Kisan Credit Card Scheme In.
Working Paper Credit Policy for Agriculture in India - An Evaluation Kisan Credit Cards The research leading to this paper was undertaken at ICRIER as a part of the project " Supporting Indian Farms the Smart Way.
A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services.
The issuer of the card creates a Research paper IJBARR ISSN No.
–. The kisan Credit Card Scheme is a step towards facilitating the access to short term credit for. and adequate credit has been one of the major challenges for banks in India in dispensation of agricultural and rural credit to the farmers.
Hencethis research paper mainly focused on “Kisan Credit Card Scheme: A Facet of Financial Inclusion".
‘Kisan Credit Card – A Study,’ Occasional Paper ‘ 52, Department of Economic Analysis and Research, National Bank for Agriculture and Rural Development.
Uppal RK and Juneja Ami (), ‘Kisan credit Card Scheme in India: Issues and Progress’, Asian Journal of Research in Social Sciences and Humanities’ Issue 6, Volume 2.Download